Terms and Conditions
Before beginning any credit education and document processing services with Brown Credit Solutions, LLC, clients will sign a client agreement along with the following:
Services are provided on a month-to-month basis, and clients may cancel their service at any time with at least three (3) days' notice before any upcoming recurring payment. When canceled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.
Privacy Policy
Privacy Notice
Effective Date: 10/01/2024
Company Name: Brown Credit Solutions, LLC
Address: 1430 Gadsden Hwy, Ste 116-660, Birmingham, AL 35235
Contact Email: info@browncreditsolution.com
Phone Number: 205-837-2721
Introduction
At Brown Credit Solutions, we are committed to protecting your privacy. This Privacy Notice explains how we collect, use, disclose, and protect your personal information, especially when you sign up for our SMS communications.
1. Information We Collect
We may collect the following types of personal information when you interact with our services:
We collect your personal information to:
By providing your phone number, you consent to receive SMS messages from us. By opting in, you acknowledge and agree to receive marketing text messages and understand that consent is not a condition of purchase. You also confirm that you are the owner or authorized user of the phone number provided.
You may withdraw your consent at any time by replying "STOP" to any SMS message you receive from us. Once you reply "STOP," you will receive a confirmation that you have been unsubscribed, and no further messages will be sent unless you re-subscribe.
4. Opt-Out Instructions
You can opt out of receiving SMS messages from us at any time by replying "STOP" to any SMS you receive. After opting out, you will receive a confirmation message indicating that you have been unsubscribed from further messages.
5. Message Frequency
You can expect to receive approximately 3-5 messages per month. Message frequency may vary depending on special updates or announcements.
6. Data Usage and Sharing
Brown Credit Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever unless they're a third party directly associated with Brown Credit Solutions. Your information will only be shared if legally required or as necessary to provide our services. We may use third-party service providers to assist us in sending SMS messages in accordance with our data protection standards.
7. Data Security
Brown Credit Solutions, LLC operates secure data networks protected by industry-standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary. Only authorized individuals have access to the information provided by our customers.
8. Data Retention
We retain your information only as long as necessary to fulfill the purposes for which it was collected, or as required by law. If you unsubscribe or cancel your services, your data will be securely archived and eventually deleted in accordance with our data retention policy.
9. Your Rights
You have the right to:
We may update this Privacy Notice from time to time. Any changes will be posted on our website, and the "Effective Date" at the top of this policy will reflect when the latest changes were made.
11. Contact Us
If you have questions or concerns about this Privacy Notice or our privacy practices, please contact us at:
This site is owned and operated by Brown Credit Solutions, LLC. Your privacy on the Internet is of utmost importance to us. At Brown Credit Solutions LLC, we want to make your online experience satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
Brown Credit Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever unless they're a third party directly associated with Brown Credit Solutions. We maintain strict control over access to your information, ensuring it is shared only to comply with legal requirements or as necessary to provide our services.
Security
Our secure data networks are protected by industry-standard firewall and encryption systems, and our security practices are periodically reviewed and enhanced as necessary. Only authorized individuals have access to customer-provided information.
Information Brown Credit Solutions, LLC Gathers and Tracks
We gather two types of information:
Brown Credit Solutions, LLC tracks user traffic patterns to understand audience needs better. However, we do not correlate this information with data about individual users. We break down overall usage statistics based on users’ domain name, browser type, and MIME type by reading this information from the browser string. We sometimes track search terms used by visitors, but this tracking is never associated with individual users. Tracking information helps us understand the effectiveness of our search terms.
Cookies
We may place a text file called a “cookie” in your browser files. Cookies enable us to relate your use of the site to information that you’ve knowingly provided. However, cookies only store information you supply; they cannot access other data on your hard disk or other sites’ cookie files. You can refuse cookies by adjusting your browser settings, though certain site functions may be affected.
Your Consent
By using this site, you consent to our collection and use of information as detailed in this policy. If we update our privacy policy, we will post those changes here to keep you aware of what information we collect, how we use it, and under what circumstances we disclose it.
Public Safety and Legal Process
We will only disclose information about individual users as required by applicable law, a valid legal process, or if necessary to protect the personal safety of our users or the public.
Before beginning any credit education and document processing services with Brown Credit Solutions, LLC, clients will sign a client agreement along with the following:
- Credit Service Agreement
- Authorization for Credit Repair Action
- Consumer Credit File Rights (CROA Disclosure)
- Right of Cancellation Notice
Services are provided on a month-to-month basis, and clients may cancel their service at any time with at least three (3) days' notice before any upcoming recurring payment. When canceled according to these terms, the upcoming recurring payment will constitute the final payment due for services rendered. All services are billed in arrears.
Privacy Policy
Privacy Notice
Effective Date: 10/01/2024
Company Name: Brown Credit Solutions, LLC
Address: 1430 Gadsden Hwy, Ste 116-660, Birmingham, AL 35235
Contact Email: info@browncreditsolution.com
Phone Number: 205-837-2721
Introduction
At Brown Credit Solutions, we are committed to protecting your privacy. This Privacy Notice explains how we collect, use, disclose, and protect your personal information, especially when you sign up for our SMS communications.
1. Information We Collect
We may collect the following types of personal information when you interact with our services:
- Contact Information: Such as phone numbers, names, and email addresses
- Additional Information: Any other information you choose to provide during the sign-up or service process
We collect your personal information to:
- Send you promotional messages, alerts, and updates via SMS
- Improve our services and communications
By providing your phone number, you consent to receive SMS messages from us. By opting in, you acknowledge and agree to receive marketing text messages and understand that consent is not a condition of purchase. You also confirm that you are the owner or authorized user of the phone number provided.
You may withdraw your consent at any time by replying "STOP" to any SMS message you receive from us. Once you reply "STOP," you will receive a confirmation that you have been unsubscribed, and no further messages will be sent unless you re-subscribe.
4. Opt-Out Instructions
You can opt out of receiving SMS messages from us at any time by replying "STOP" to any SMS you receive. After opting out, you will receive a confirmation message indicating that you have been unsubscribed from further messages.
5. Message Frequency
You can expect to receive approximately 3-5 messages per month. Message frequency may vary depending on special updates or announcements.
6. Data Usage and Sharing
Brown Credit Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever unless they're a third party directly associated with Brown Credit Solutions. Your information will only be shared if legally required or as necessary to provide our services. We may use third-party service providers to assist us in sending SMS messages in accordance with our data protection standards.
7. Data Security
Brown Credit Solutions, LLC operates secure data networks protected by industry-standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary. Only authorized individuals have access to the information provided by our customers.
8. Data Retention
We retain your information only as long as necessary to fulfill the purposes for which it was collected, or as required by law. If you unsubscribe or cancel your services, your data will be securely archived and eventually deleted in accordance with our data retention policy.
9. Your Rights
You have the right to:
- Access your personal information
- Request corrections to your personal information
- Request the deletion of your personal information, subject to applicable legal requirements
We may update this Privacy Notice from time to time. Any changes will be posted on our website, and the "Effective Date" at the top of this policy will reflect when the latest changes were made.
11. Contact Us
If you have questions or concerns about this Privacy Notice or our privacy practices, please contact us at:
- Email: info@browncreditsolution.com
- Phone: 205-837-2721
This site is owned and operated by Brown Credit Solutions, LLC. Your privacy on the Internet is of utmost importance to us. At Brown Credit Solutions LLC, we want to make your online experience satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
Brown Credit Solutions, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever unless they're a third party directly associated with Brown Credit Solutions. We maintain strict control over access to your information, ensuring it is shared only to comply with legal requirements or as necessary to provide our services.
Security
Our secure data networks are protected by industry-standard firewall and encryption systems, and our security practices are periodically reviewed and enhanced as necessary. Only authorized individuals have access to customer-provided information.
Information Brown Credit Solutions, LLC Gathers and Tracks
We gather two types of information:
- Information Provided by Users: This information is collected manually via our Enrollment (Sign Up) Form and includes name, address, email address. It is used solely for providing our services and is not shared for any marketing purposes beyond agreed SMS communications.
- Aggregate Tracking Information: Derived mainly by tallying page views throughout our site. This data is collected to better tailor our content to reader needs and to help us understand the demographics of our audience.
Brown Credit Solutions, LLC tracks user traffic patterns to understand audience needs better. However, we do not correlate this information with data about individual users. We break down overall usage statistics based on users’ domain name, browser type, and MIME type by reading this information from the browser string. We sometimes track search terms used by visitors, but this tracking is never associated with individual users. Tracking information helps us understand the effectiveness of our search terms.
Cookies
We may place a text file called a “cookie” in your browser files. Cookies enable us to relate your use of the site to information that you’ve knowingly provided. However, cookies only store information you supply; they cannot access other data on your hard disk or other sites’ cookie files. You can refuse cookies by adjusting your browser settings, though certain site functions may be affected.
Your Consent
By using this site, you consent to our collection and use of information as detailed in this policy. If we update our privacy policy, we will post those changes here to keep you aware of what information we collect, how we use it, and under what circumstances we disclose it.
Public Safety and Legal Process
We will only disclose information about individual users as required by applicable law, a valid legal process, or if necessary to protect the personal safety of our users or the public.